• How long have you been in business?

  • How are you doing in business?

  • Approximately what is the monthly volume you managed on credit and debit cards?

  • What is your percentage on debit cards? do you use a pin pad?

  • Have you had a fraud or chargeback problem with Visa, MasterCard or Amex?

  • What type of credit card Terminal do you have?

  • Do you remember the last security maintenance or update in your terminal?

  • Is your terminal PCI and EMV Compliance?

  • Do you know what is your MCC (Merchant Credit Code)?

  • What is the percentage on qualified and nonqualified credit and debit cards?

  • How much do you pay per transaction?

  • Are the authorization fees charged separately?

  • How much do they charge per transaction?

  • Do you have a land line or “IP” exclusively for the machine or do you use the same line for the business and the machine (terminal)?

  • We ask these questions because I want to qualify you for a low-risk account


  • NOTE: Banks do not want High-risk accounts because there are many frauds.