How long have you been in business?
How are you doing in business?
Approximately what is the monthly volume you managed on credit and debit cards?
What is your percentage on debit cards? do you use a pin pad?
Have you had a fraud or chargeback problem with Visa, MasterCard or Amex?
What type of credit card Terminal do you have?
Do you remember the last security maintenance or update in your terminal?
Is your terminal PCI and EMV Compliance?
Do you know what is your MCC (Merchant Credit Code)?
What is the percentage on qualified and nonqualified credit and debit cards?
How much do you pay per transaction?
Are the authorization fees charged separately?
How much do they charge per transaction?
Do you have a land line or “IP” exclusively for the machine or do you use the same line for the business and the machine (terminal)?
We ask these questions because I want to qualify you for a low-risk account
NOTE: Banks do not want High-risk accounts because there are many frauds.